CSV-only spend audit — no bank login
The SaaS Spend Management Tool That Finds What You're Actually Paying For
Upload a CSV export from your bank or card statement — no bank login, no OAuth, nothing ever connects to your accounts. SpendCull audits every charge, finds duplicate tools, forgotten “zombie” subscriptions nobody uses, and price creep you never noticed, then estimates what cancelling or downgrading each one saves you. The free scan shows the total waste; the itemized cut list — which tools, in what order, and why — is $99.
TL;DR — SpendCull is a $99 subscription-spend audit: upload a bank or card CSV (no bank login, no OAuth) and get duplicate and zombie-subscription flags with dollar estimates. The total waste found is free; the itemized cut list is $99.
1 finding free · full report $99 · 7-day refund
Slack
team comms
Notion
notes / docs
Evernote Teams
dup. of Notion
Asana
project mgmt
Monday.com
dup. of Asana
Mixpanel
zombie · unused
waste found
What every report contains
CSV-only — we never ask for bank credentials or OAuth access to any account
Guided column mapping handles messy exports: if auto-detection misreads a column, tell us which one is the description, amount, or date
Flags duplicate tools (two project-management apps, two note-taking apps) and zombie subs nobody's touched in months
Every flagged item ships with a dollar estimate and a one-line reason, ranked into a prioritized cut list you can act on in 15 minutes
Updated July 2026
- Companies use only about half (49%) of the SaaS licenses they've paid for, and the average enterprise leaves $18M in wasted SaaS spend on the table each year. Source: Zylo, 2024 SaaS Management Index
The protocol
Three steps, one afternoon of fixes
Export a CSV, paste it in
Any bank or card statement export works. Messy headers are fine — tell us which column is which if auto-detection gets it wrong.
Every charge gets audited
We parse every charge, cluster recurring subscriptions, flag duplicate tools and zombie subs, and estimate the dollar savings for each one.
See the total free, buy the cut list
The free scan tells you HOW MUCH you're wasting. The $99 report tells you WHERE — which tools to cancel, in what order, and why.
Pricing
One report, one flat price
Free scan
- The total waste number — how much you're leaking per year
- Your spend-efficiency score
- One sample finding, unsealed
Full report · $99
- Every flagged subscription, named, with a dollar estimate on each
- The prioritized cut list — what to cancel first and why
- One-line cancel/keep reasoning per item, actionable in 15 minutes
- The PDF to keep or hand to whoever owns the budget
Full cut list report
$99one-time
- Every recurring charge parsed, clustered, and categorized
- Duplicate-tool and zombie-subscription flags with a dollar estimate on each
- A prioritized cut list ranked by savings, ready to action in 15 minutes
- Branded PDF report you can keep or hand to whoever owns the budget
Want it watched every month?
Add monitoring after your first report: $29/mo re-runs the audit on your next export and alerts you the moment something new shows up.
Optional · cancel anytime · added from your report page
Questions
Before you start
Do I have to connect my bank account?
No — and you can't, even if you wanted to. SpendCull only ever reads a CSV file you export and paste in yourself. No OAuth, no bank credentials, nothing stored beyond the report.
What do I get for free?
The total dollar amount of waste we found, plus your spend-efficiency score. The itemized cut list — which tools, why, and what to do about each one — is in the paid report.
What if my CSV's columns are named weirdly?
Tell us which column is the description, amount, or date in the guided mapping fields on the intake form. Most exports auto-detect fine; the override is there for the messy ones.
How do you decide something is a 'zombie' subscription?
We look for recurring charges with no corresponding usage signal in the data — patterns that match a forgotten trial-to-paid conversion, or a tool nothing else in your charges correlates with. Every flag ships with the specific reason, and it's on you to confirm before cancelling anything.
What's the $29/mo monitoring for?
An optional add-on after your first report: we re-run the audit monthly on your next CSV export and alert you the moment a new zombie subscription shows up, before it's cost you a year.
Can my AI assistant run this for me?
Yes. SpendCull exposes a free MCP endpoint at spendcull.com/mcp — connect it to Claude or any MCP-capable assistant (claude mcp add --transport http spendcull https://spendcull.com/mcp), paste your statement, and ask which subscriptions you don't need. The assistant runs the free audit right in the conversation, with the same unlock link for the full cut list.