CSV-only spend audit — no bank login

Find out what your subscriptions are actually costing you.

Upload a CSV export from your bank or card statement — no bank login, no OAuth, nothing ever connects to your accounts. SpendCull runs it through a Claude-powered audit that finds duplicate tools, forgotten “zombie” subscriptions nobody uses, and overprovisioned seats, then estimates exactly what cancelling each one saves you. See the total waste for free; the itemized cut list is $99.

1 findings free · full report $99 · 7-day refund

statement_export_2026-06.csvno bank login

Slack

team comms

$96.00/mo

Notion

notes / docs

$40.00/mo

Evernote Teams

dup. of Notion

$34.00/mo

Asana

project mgmt

$24.99/mo

Monday.com

dup. of Asana

$60.00/mo

Mixpanel

zombie · unused

$102.50/mo

waste found

$0/yr
audit complete · 3 items flagged · full cut list in report

What every report contains

R–01

CSV-only — we never ask for bank credentials or OAuth access to any account

R–02

Guided column mapping handles messy exports: if auto-detection misreads a column, tell us which one is the description, amount, or date

R–03

Flags duplicate tools (two project-management apps, two note-taking apps) and zombie subs nobody's touched in months

R–04

Every flagged item ships with a dollar estimate and a one-line reason, ranked into a prioritized cut list you can act on in 15 minutes

The protocol

Three steps, one afternoon of fixes

01

Export a CSV, paste it in

Any bank or card statement export works. Messy headers are fine — tell us which column is which if auto-detection gets it wrong.

02

Claude runs the audit

Parses every charge, clusters recurring subscriptions, flags duplicate tools and zombie subs, and estimates the dollar savings for each one.

03

See the total, unlock the cut list

The total waste found is free. The itemized, prioritized cut list — what to cancel first and why — is in the $99 report.

Pricing

One report, one flat price

Full cut list report

$99one-time

  • Every recurring charge parsed, clustered, and categorized
  • Duplicate-tool and zombie-subscription flags with a dollar estimate on each
  • A prioritized cut list ranked by savings, ready to action in 15 minutes
  • Branded PDF report you can keep or hand to whoever owns the budget

7-day, 100%, no-questions refund

Want it watched every month?

Add monitoring after your first report: $29/mo re-runs the audit on your next export and alerts you the moment something new shows up.

Optional · cancel anytime · added from your report page

Questions

Before you start

Do I have to connect my bank account?

No — and you can't, even if you wanted to. SpendCull only ever reads a CSV file you export and paste in yourself. No OAuth, no bank credentials, nothing stored beyond the report.

What do I get for free?

The total dollar amount of waste we found, plus your spend-efficiency score. The itemized cut list — which tools, why, and what to do about each one — is in the paid report.

What if my CSV's columns are named weirdly?

Tell us which column is the description, amount, or date in the guided mapping fields on the intake form. Most exports auto-detect fine; the override is there for the messy ones.

How do you decide something is a 'zombie' subscription?

We look for recurring charges with no corresponding usage signal in the data — patterns that match a forgotten trial-to-paid conversion, or a tool nothing else in your charges correlates with. Every flag ships with the specific reason, and it's on you to confirm before cancelling anything.

What's the $29/mo monitoring for?

An optional add-on after your first report: we re-run the audit monthly on your next CSV export and alert you the moment a new zombie subscription shows up, before it's cost you a year.

SpendCull — Find out what your subscriptions are actually costing you.