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Straight answers to the recurring questions about auditing SaaS and subscription spend: what counts as waste, whether it's safe, and how to actually cancel.

What subscription-tracking companies have actually published about unused and forgotten subscriptions, and how to find the real number for your own accounts or business.

Most budgeting tools tell you what you already spent. Here's what behavior-change research actually says works for catching overspending as it happens, not a month later.

What actually happens when you connect your bank to an app like Rocket Money or Mint, what regulation covers it, and the CSV-only alternative that skips the question entirely.

Rocket Money and PocketGuard link to your bank and track spending continuously. SpendCull audits a CSV once, with no bank login. Here's how the three actually differ, with pricing.

A practical framework for auditing recurring SaaS charges from a bank or card CSV export — no bank login required — to find duplicate tools and forgotten subscriptions.